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  • Home
  • About Us
    • Frequently Asked Questions
    • Fundamental Principles
  • For Advisors
    • Join the Family
    • Succession Planning
    • Compliance Documents
      • Compliance Manual
      • ADV2A
      • ADV2B
      • Form CRS
  • Services
    • 401(k) Plan Services
    • Collaborative Investment
  • Free Financial Consultation
  • Commentary
  • Contact
  • Resources
    • How to Avoid Common Pitfalls
    • Rights of a Client
    • Planner Checklist
    • Seminars

Category Archive

Why Midterm Elections Won’t Save Your Portfolio (And What Actually Will)

Compass Financial ManagementNovember 4, 2026Commentary

Every election cycle, the pundits come out swinging with predictions about how the results will make or break your investments. I want to show you why that noise is largely meaningless, and what actually matters for your long-term financial health.

Mastering the Fundamentals of Investing: Why Process Beats Prediction Every Time

Compass Financial ManagementNovember 2, 2026Commentary

After 30 years of managing client money, I keep coming back to the same truth: process beats prediction every single time. The Nick Saban documentary my son made me watch reminded me why fundamentals are not just for football.

America’s Retirement Crisis Is Worse Than You Think: Are You Prepared to Live to 130?

Compass Financial ManagementOctober 31, 2026Commentary

Most Americans are scoring a D when it comes to retirement preparedness, and that failing grade could get a lot more painful if medical breakthroughs extend your life far beyond what you planned for. I’ve been studying this problem since before most advisors were even asking the right questions, and the numbers are not encouraging.

America’s Debt Just Hit 100% of GDP: What This Means for Your Financial Future

Compass Financial ManagementOctober 31, 2026Commentary

For the first time since 1946, America’s publicly held debt has reached 100% of gross domestic product. I want you to understand what this number actually means for your savings, your retirement, and your financial future.

The $6.3 Billion Crypto Heist: What It Really Means for Your Financial Security

Compass Financial ManagementOctober 31, 2026Commentary

The largest financial heist in human history just happened, and most people are brushing it off because the money stolen was crypto. I’m here to tell you why that attitude is a dangerous mistake.

Kalshi’s Prediction Markets: Is Wall Street Turning Your Portfolio Into a Betting Window?

Compass Financial ManagementOctober 29, 2026Commentary

Kalshi’s CEO is making the rounds claiming his prediction market platform is no different from trading futures on grain or oil. I’m not buying it, and after 26 years of watching Wall Street dress up bad ideas in respectable clothing, you shouldn’t either.

Nationalizing SpaceX: The Dangerous Idea That Could Destroy American Wealth

Compass Financial ManagementOctober 28, 2026Commentary

Robert Reich is calling on Democrats to seize SpaceX, Starlink, and Elon Musk’s entire empire through nationalization. I want you to understand what that actually means for your wealth, your portfolio, and the American economy.

Why a National Wealth Tax Would Backfire on Every American Investor

Compass Financial ManagementOctober 26, 2026Commentary

When the CEO of United Airlines starts calling for a national wealth tax and 100% inheritance taxes, I have to step in. This is not a new idea, and every country that has tried it has had to walk it back.

Homebuilder Confidence Hits 14-Year Low: What It Really Means for Housing and Your Portfolio

Compass Financial ManagementOctober 22, 2026Commentary

U.S. homebuilder confidence just crashed to a 14-year low, hitting 29 in October. The business networks are covering it, but they are not telling you the full story.

The Biggest Investing Mistake Could Cost You Everything: Stop Trying to Be the Smartest Person in the Room

Compass Financial ManagementOctober 22, 2026Commentary

I’ve spent decades watching investors blow up their portfolios not because they were ignorant, but because they were overconfident. The most dangerous investor in the room is the one who thinks they know exactly where the top or bottom of the market is.

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Contact Us

Michael Markowski, Advisor & Partner
Mobile: (941) 799-1270
Office: (941) 828-1396
EMAIL: mike@minvest.com

Matthew Markowski, CFP®
Mobile: (813) 831-5168
Office: (813) 597-6400
EMAIL: matt@minvest.com

Joshua Markowski, ChFC®
Mobile: (941) 228-2840
Office: (941) 487-7732
EMAIL: josh@minvest.com

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Compass FM is an SEC Registered Investment Advisor

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