Welcome to Compass Financial Management.



Navigating your way in the investment world can be intimidating, especially if you’ve never done it before.   It’s easy to get lost or to lose sight of the horizon. The price for making mistakes can be high.

Let us, at Compass Financial Management, help you find your way. Regardless of your net worth or stage in life, we want to point you in the right direction and lay the course for your journey to financial independence.

You don’t have to go it alone.

Free Financial Consultation

Contact us today and let's set your course for a brighter financial future. Remember, at Compass Financial Management, your freedom is our destination, and we're committed to guiding you there with integrity, transparency, and personalized expertise.


Why Choose Compass?

True Fiduciary Commitment:


As registered investment advisors, we are morally, ethically, and legally bound to act in your best interest. Always. Unlike brokers who may be influenced by commissions, our advice is purely focused on your financial well-being.


Comprehensive, Objective Services:


From wealth management and investment strategies to financial planning and 401(k) advisory, we cover all aspects of your financial journey.  With both experienced and young professionals, we want to build generational wealth for you and your family.


Guardians Against Financial Pitfalls:


We actively protect you from the hidden fees, conflicted advice, and "one-size-fits-all" strategies that can derail your financial security. Our full disclosure policy means you'll always understand exactly what you're paying for and why.


Urgency in Action:


In the world of finance, delays and missteps can set you back years. We provide the steady, experienced hand you need to stay on track, offering timely, personalized guidance to navigate market volatility and life changes.


Integrity-Driven, Personally Involved Team:


 Our advisors are not just experts; they're passionate advocates for your financial well-being. We don't offer "cookie-cutter" solutions – instead, we're directly involved in crafting strategies that align with your unique goals and values.


Our Services


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We are an Registered Independent Advisory

We are not beholden to shareholders looking to beat next quarter’s earnings; we serve our clients...period.

View Our Services

Compass Commentary



Oct. 14, 2026

Billions in Suspicious Oil Trades: What Happened When Regulators Tried to Investigate

Billions of dollars in suspicious oil and S&P 500 contracts were placed minutes before a major presidential policy reversal. When regulators moved to investigate, someone ordered them to stop.
Oct. 12, 2026

Higher Interest Rates Are Back, and That Is Actually Great News for Your Portfolio

For years, artificially suppressed interest rates robbed investors of one of the most powerful tools in portfolio management: a meaningful risk-free return. Now that rates are normalizing, I want to explain exactly why this is good news, not bad news, for your financial future.
Oct. 08, 2026

College Tuition Is Finally Dropping, and It Proves Everything I Said About Government Subsidies

For years I warned that government-backed student loans were artificially inflating the cost of a college education. Now tuition bills are being slashed by $20,000 or more at private colleges, and the reason why should surprise absolutely nobody.
Oct. 07, 2026

Fidelity’s $100 Million Ultimatum Is Squeezing Out the Best Advisors in the Business

Fidelity just dropped a bombshell on independent investment advisors: meet the $100 million minimum or get dropped from their platform. This is bad news for everyday investors who depend on smaller, high-quality advisors to manage their money.
Oct. 07, 2026

Why Cool and Neato Investments Will Drain Your Portfolio

I’ve spent 30 years watching investors lose money chasing shiny objects, and the pattern never changes. From dot-com delivery schemes to a $15 billion smart ring that couldn’t find buyers, the lesson is always the same.

Contact Us

Michael Markowski, Advisor & Partner
Mobile: (941) 799-1270
Office: (941) 828-1396
EMAIL: mike@minvest.com

Matthew Markowski, CFP®
Mobile: (813) 831-5168
Office: (813) 597-6400
EMAIL: matt@minvest.com

Joshua Markowski, ChFC®
Mobile: (941) 228-2840
Office: (941) 487-7732
EMAIL: josh@minvest.com