About Compass Financial Management

As an independent wealth management firm, we serve families and businesses nationwide with a singular mission: to safeguard your future and guide you toward a greater sense of financial freedom and empowerment.

Our team of experienced, dedicated advisors craft personalized strategies that align with your goals, values, and lifestyle. We don't just manage your wealth; we nurture it, protect it, and help it grow through our hands-on, client-centered approach.

Meet the Team

Chris Markowski | Owner & Partner

Prior to the start of Compass Financial Management, Chris worked on Wall Street as an investment banker. Since 2002, he has hosted one of the longest running financial radio shows in the country, The Watchdog on Wall Street Radio Show. Chris has appeared on Fox News, Fox Business, CNN, and many other media outlets. On his radio show, he warned about the dot-com bubble and the 2008 financial collapse even before they occurred.

Michael Markowski | Owner & Partner

With over two decades of investment advisory experience, Michael Markowski leads operations, on-going business development, and research for the firm. He ensures that client experience is excellent from the first contact and throughout the engagement. Michael has always focused on creating lasting relationships with new and existing clients of the firm.

Matthew Markowski, CFP®, MBA | Owner, Partner & COO

Matthew Markowski has been helping clients grow and protect their assets since 1999. He has helped clients navigate up and down markets with a long-term view. In addition to being a Certified Financial Planner®, he has broad experience in providing investment management and financial planning services for his clients. Matthew is proud that his loyal client base has been with the firm for almost two decades. 

Joshua Markowski, ChFC® | Managing Director

Joshua was one of the youngest registered Investment Advisors in history. He is also dually registered as a Securities Principal and an Options Principal. He is a Chartered Financial Consultant® and received his education at the American College of Financial Services. Joshua’s main focus is on building client relationships and managing operations.

Gray Lowder | Investment Advisor

Born and raised in Englewood, FL, Gray works to maintain a strong connection to the community in his work.  He began working with Compass Financial Management in 2023 and became one of the youngest Investment Advisors in the country.  Gray studies in the Wake Forest University School of Business while continuing to grow as the newest addition to the team.

Time is of the essence in financial planning.

Every day without proper guidance is a potential step away from your financial goals. Don't let opaque fee structures, conflicted advice, or generic strategies derail your goals. Let us be your trusted partner in navigating the path to financial freedom.